Experience banking that puts you first.

VIVA First made for you.

Viva First is a free mobile banking app and Visa debit card designed with YOU in mind.

What our users are saying:

"This app is great! Checking my online banking is so convenient and easy to navigate."
– Pearl
"Viva first app is the place to go for all your financial needs. I would definitely recommend Viva First to family and friends."
– Tiffany
"Love the app!!! I love being able to check my balance anytime and anywhere!!"
– Esmeralda
"Great bank that makes the mobile experience easy and convenient! Thanks Viva First!"
– Ashley
"This app is great! Checking my online banking is so convenient and easy to navigate."
– Pearl
"Viva first app is the place to go for all your financial needs. I would definitely recommend Viva First to family and friends."
– Tiffany
"Love the app!!! I love being able to check my balance anytime and anywhere!!"
– Esmeralda
"Great bank that makes the mobile experience easy and convenient! Thanks Viva First!"
– Ashley

GET PAID EARLY.

Get paid up to 2 days early when you sign up for direct deposit through your VIVA First Account.

Bank for Free

No overdraft fees or sneaky charges when making a deposit.

Bank in English or Spanish

No more confusion or embarrassment in managing your money.

Banking for All

Fully–featured personal accounts designed with you in mind.

DEPOSIT YOUR CASH.

Deposit cash to your VIVA First account at over 90,000 retailers nationwide.

A reload fee of up to $4.95 applies.
Deposit and card balance limits apply.
Active personalized card required.
Keep you receipt as proof of deposit.

FIND LOCATION

Keep your money secured and insured.

Your money will be federally insured by the FDIC through our sponsor bank, Spur Security. Your information is always encrypted and protected.

A better, more capable mobile app.

We've engineered a highly–personalized mobile app experience from the ground up to give you the capability you expect plus the innovative features you deserve.

Spend and manage with freedom.

One card to rule them all. Open a free account that comes with a free personal Visa™debit card and the in-app ability to turn it off if it's ever lost or stolen.

Quick and Easy.

To open an account, you only need:

  • Social Security Number
  • Valid State Issued ID
  • Valid Address in the US
  • Mobile Number
  • Email Address

Get started today!